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2010 Tax Amendment

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2010 Tax Amendment

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You may be able to save hundreds of dollars a year on homeowners' insurance by shopping around. You can also save money with these tips:

  • Consider a higher deductible. Increasing your deductible by just a few hundred dollars can make a big difference in your premium.
  • Ask your insurance agent about discounts. You may be able to get a lower premium if your home has safety features such as dead-bolt locks, smoke detectors, an alarm system, storm shutters or fire retardant roofing material. Persons over 55 years of age or long-term customers may also be offered discounts.
  • Insure your house NOT the land under it. After a disaster, the land is still there. If you don't subtract the value of the land when deciding how much homeowner's insurance to buy, you will pay more than you should.
  • Don't wait till you have a loss to find out if you have the right type and amount of insurance.
  • Make certain you purchase enough coverage to replace what is insured. "Replacement" coverage gives you the money to rebuild your home and replace its contents. An "Actual Cash Value" policy is cheaper but pays only what your property is worth at the time of loss your cost minus depreciation for age and wear.
  • Ask about special coverage you might need. You may have to pay extra for computers, cameras, jewelry, art, antiques, musical instruments, stamp collections, etc.
  • Remember that flood and earthquake damage are not covered by a standard homeowners policy. The cost of a separate earthquake policy will depend on the likelihood of earthquakes in your area. Homeowners who live in areas prone to flooding should take advantage of the National Flood Insurance Program.
  • If you are a renter, do not assume your landlord carries insurance on your personal belongings. Purchase a separate policy for renters.

The 2010 Tax Amendment

2010 tax amendment Publication 850 (EN/SP) - Introductory Material Table of Contents Introduction Introduction This glossary is developed by the Tax Forms and Publications Division of the Internal Revenue Service, in consultation with the Translation Commission of the North American Academy of the Spanish Language (Comisión de Traducciones de la Academia Norteamericana de la Lengua Española) and with the Graduate Program in Translation of the University of Puerto Rico (Programa Graduado en Traducción de la Universidad de Puerto Rico). 2010 tax amendment Its purpose is to establish high standards for the quality of language usage, to promote uniformity in language usage, and to minimize the risk of misinterpretation of Spanish-language materials issued by the Service. 2010 tax amendment To meet the needs of the largest segment of taxpayers whose primary language is Spanish, the Service has issued certain Spanish-language materials. 2010 tax amendment Problems arise, however, because there is some variation in tax terminology used in Spanish-speaking countries. 2010 tax amendment Also, invention and compromise are involved in selecting words and phrases to describe certain tax concepts that have no precise equivalent in the Spanish language or legal tradition. 2010 tax amendment To help resolve these problems, a group of United States, Spanish, and Spanish-American academicians, professors, lawyers, accountants, translators, and tax law specialists developed this glossary. 2010 tax amendment Their long and varied experience with the tax systems in their own, and other countries, gives assurance of reliability. 2010 tax amendment The criteria used for words in this glossary are: consistency of usage with other governmental agencies, Spanish writing style for the tax forms and publications, and words relating to Accounting, Economics, Finance, Law, Technology and its related fields. 2010 tax amendment Any issuance containing language consistent with this glossary should be reasonably satisfactory for purposes of general guidance regarding the rights and obligations of taxpayers. 2010 tax amendment It is not intended, however, that any term in this glossary should be understood to change the meaning of any provisions of law, regulations, or any other authoritative precedent. 2010 tax amendment A periodic review is made to determine whether any additions, deletions, or revisions are needed. 2010 tax amendment Some of the terms listed are identified by the abbreviation “P. 2010 tax amendment R. 2010 tax amendment ” These terms are for use in tax forms and publications intended for circulation exclusively in Puerto Rico. 2010 tax amendment Users are invited to send their comments to: Internal Revenue Service Virtual Translation Office SE:W:CAR:MP:T:LS:VTO 1111 Constitution Ave. 2010 tax amendment , N. 2010 tax amendment W. 2010 tax amendment , IR-6102 Washington, DC 20224 or electronically to: vto@irs. 2010 tax amendment gov Prev  Up  Next   Home   More Online Publications